Senior citizens, don’t be fooled. The federal government asserts that Medicare sets a high bar for medical care and we are lucky to have it. Not so. It does, however, claim a virtual monopoly on health insurance coverage for all eligible persons.
The goal of the recent, sometimes-unruly protests over the election of Donald Trump as the 45th president of the United States of America is unclear. Is it to make President-elect Trump preemptively resign? Is it to ensure that he never takes office—by any means necessary? Is it to exercise the protesters’ self-defined right to vandalize the property of others?
These days, in order to keep costs down the vast majority of insurance plans use the model that limits the hospitals or physicians from whom patients can get medical services. The “covered services” are determined by the insurer. The plans involve contracts between the insurer and the patient, and the insurer and the “health care providers.” The parties agree upon and know in advance who must pay for medical care—with the amount to be determined by the insurer.